Busan Citizen Safety Insurance
2025 Busan Citizen Safety Insurance Benefits
Insurance Policy Information
- Insured: All registered residents of Busan (including registered foreign nationals)
- Coverage: 1 year from February 1, 2025 (00:00) to January 31, 2026 (24:00)
- Payment: Paid in lump sum by the Busan Metropolitan Government
- Enrollment: Automatically applied to all residents of Busan
* All registered residents of Busan are automatically enrolled in the insurance policy without requiring any additional steps and are eligible to receive support when affected by any of the covered items during the coverage period.
Insurance Coverage Information
| Category | Coverage | Benefit Amount |
|---|---|---|
| Accidental Death from Fire, Explosion, or Collapse (incl. landslides) | Death of a Busan resident (excluding those under age 15) caused by fire, explosion, or collapse (including during construction) | KRW 20,000,000 |
| Permanent Disability from Fire, Explosion, or Collapse (incl. landslides) | Permanent disability (3–100%) caused by fire, explosion, or collapse (including during construction) | Up to KRW 20,000,000 |
| Accidental Death While Using Public Transportation (incl. charter buses) | Death (excluding those under age 15) as a result of a traffic accident while riding, boarding, alighting from, or waiting on the platform for public transportation (incl. charter buses) | KRW 15,000,000 |
| Permanent Disability While Using Public Transportation (incl. charter buses) | Permanent disability (3–100%) as a result of a traffic accident while riding, boarding, alighting from, or waiting on the platform for public transportation (incl. charter buses) | Up to KRW 15,000,000 |
| Accidental Death from Natural Disasters (incl. heatstroke, sunstroke) | Death (excluding those under age 15) caused by a natural disaster such as typhoon, flood, strong wind, earthquake, cold wave, etc. | KRW 13,000,000 |
| Accidental Death from Social Disasters | Death (excluding those under age 15) caused by a social disaster (excluding infectious diseases), such as mass crowd accidents | KRW 13,000,000 |
| School Zone Traffic Accident Medical Expenses (for those aged 12 or younger) | Injury sustained from a traffic accident in a designated school zone during the insurance period | Up to KRW 10,000,000 |
| Accidental Death from Acute Infectious Diseases | Death caused by an acute infectious disease listed in the 'Acute Infectious Disease Classification Table' (coverage for ages 15–80) | KRW 1,000,000 |
| Injury Diagnosis Benefit (Non-Traffic Accidents) (for those aged 12 or younger) | Diagnosis of injury (excluding traffic accidents) requiring at least 4 weeks of treatment | KRW 100,000 |
| Compensation for Victims of Sexual Crimes (for those aged 12 or younger) | Compensation for victims of sexual crimes that have been reported to the police and resulted in prosecution after investigation | KRW 2,000,000 |
Notes:
- In accordance with Article 732 of the Commercial Act, death benefits are not paid to those under age 15.
- Benefits are paid regardless of other insurance coverage (overlapping compensation allowed).
- Claims for Citizen Safety Insurance benefits must be submitted within three years from the date of the accident or the date of permanent disability diagnosis.
- In the event of a claim, please contact the Busan Citizen Safety Insurance Integrated Call Center at ☎ 1522-3556.
