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Health insurance briefing for foreigners

Since July 16, 2019, a foreigner or Korean national living abroad who resides in South Korea for six months or more will be enrolled for healthcare via the National Health Insurance Service (NHIS). Health insurance requires a monthly fee and in return offers a variety of benefits. 


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A foreigner who has resided in Korea for six months or more is automatically processed by the NHIS.
 

Enrollment


Those who are not yet enrolled with the NHIS will be enrolled after a domestic stay of six months or longer. Marriage migrants are eligible beginning on their entry date in the country. Foreign students are deferred from compulsory enrollment until Feb. 28, 2021. 


A foreigner who has resided in Korea for six months or more is automatically processed by the NHIS. Any changes of address must be done efficiently and correctly, to avoid any mistakes with mail sent from the NHIS.


Benefits 


Health Insurance provides health-care and checkups, as well as financial savings. It provides long-term care services for elderly or disabled persons who cannot live on their own. Health check-ups are provided once every two years according to year of birth. 


Cost 


Insurance premiums are calculated by individual or family, according to income and property. The average premium in November 2018 was 6.67 percent of an individual's salary. Those who earn below-average income face the minimum monthly payment of 113,050 won. Spouses and children under 19 years old may apply for insurance together. 


Defaulting on payments will result in limited health insurance benefits when using hospitals until the amount is paid in full.


Detailed counseling is available at the official website of the NHIS (minwon.nhis.or.kr) or by calling 1577-1000.