Daily Busan
Busan Metropolitan City reinforces free insurance for all residents
All individuals who reside in Busan, including foreign nationals with legal residency status, are automatically registered to receive benefits under the Busan Citizen Safety Insurance program. Individuals do not need to pay any fees to receive benefits.
The city directly contracts with an insurance company to insure citizens and family members of those who have died, suffered or been injured due to accident s or natural disasters in Busan and other parts of the country. Please note that the Busan Citizen Safety Insurance coverage varies for incidents occurring abroad.
The Busan Citizen Safety Insurance period is from Feb. 1, 2024 to Jan. 31, 2025, and the coverage renews annually.
The compensation for death or injury caused by caused by explosions, fires and landslides was increased to 20 million won from 15 million won in 2023.
Newly implemented in 2024 is 100,000 won compensation for those under age 12 who require medical treatment for more than four weeks due to the injury. Meanwhile, death caused by acute infectious diseases after diagnosis, as determined in “Infectious Diseases Classification,” was slashed to 1 million won from 3 million because the government officially downgraded the infection level of COVID-19 from Class 2 to Class 4, the lowest level. Class 4 diseases, which include seasonal flu and hand, foot and mouth disease, are managed within the general health care system.
To file a claim, download the insurance claim form at Busan City’s official website and prepare supporting documents, including your resident registration certificate. Benefits will be paid after an evaluation by the insurance company. Even if you have a private health insurance plan, the city’s free insurance will be fully paid. Counseling and processing will be done through the DB Insurance Consortium.
◎Website: Busan Metropolitan City (busan.go.kr/depart/ahinsurance)
◎Integrated Consultation Center: DB Insurance Consortium (1522-3556)
<Today's Voca- 오늘의 단어>
automatically: 자동적으로 be registered: 등록되다 insurance: 보험 accident: 사고 natural disaster: 자연 재해 compensation: 보상 diagnosis: 진단 infection: 감염 seasonal: 계절의 flu: 감기 claim: 청구하다
Editor: Song Soomi
Copy Editors: Kim Miyoung, Anton J. Mapoy